A new car is something a lot of us dream about. However, is a new car model on your financial radar right now? That’s to say, when you look over your bank account, what do you see? Is there potential for a brand new car in there? It's important to make sure you can get something you afford. Well, the points below may help you work out if that car you’ve got your eye on is really worth it. I am ... Read more
5 Ways to Spread the Cost of Gift Giving Throughout the Year
Being able to afford gifts for family and friends can become expensive as your family grows, and that too of a close friend. While it is great to be able to spoil your loved ones with presents for birthday celebrations or holidays, you want to make sure you aren't overextending your finances to do this. There are many frugal ways you can still gift presents without the huge cost associated. Here ... Read more
4 Tips For Managing Your Small Business Finances
When you run your own business, you have to take on many roles. As well as building your company from the ground up and overseeing operations, you’ll be in charge of marketing, sales, HR, and finance. In the early stages, your budget will be limited, and there’s a good chance you won’t be able to employ a dedicated staff member to take care of some of these important tasks, so it’s a good idea to ... Read more
My Thoughts on Mel Robbins’ Start Here Podcast
**This post about Mel Robbins' Start Here podcast contains affiliate links. I am compensated for purchases made through these links at no additional cost to you. Thanks for supporting Floradise! I came across Mel Robbins' Start Here podcast last week when searching for a new Audible listen. The podcast is an Audible Original, meaning it's exclusive to Audible. So far there are 13 episodes ... Read more
Things to Consider When Refinancing Your Home Loan
** This post on home refinancing is sponsored by Mortgage Calculators. All opinions are my own. You may have read news articles this year about home mortgages and refinancing. According to CNBC, refinance demand jumped 105 percent annually as mortgage rates dropped to record lows in 2020. Rates have prompted many to consider and apply for refinancing, including us. Others are applying for ... Read more
My 2021 Golden Coil Planner
I'm trying a new planner in 2021. I have used the Erin Condren planner for the past three years or so, but it's time for a change. I chose the 2021 Golden Coil Planner because it is customizable and simple. I found that I would use many of Erin Condren's typical pages anyway, so I wanted to choose the pages I know I will use. When you customize your planner you can choose the layout as ... Read more
Minimalism and Quarantine
** This post is sponsored by FindCreditUnions.com. All opinions are my own. Spending more time at home during these past six months has reminded me about the importance of minimalism. I become anxious if my environment is full of clutter, and I don't need the added chaos in the already-stressful world. When quarantine began, I was in home-improvement and decluttering mode. I took a break ... Read more
Best and Worst Financial Decisions of My 20s
I've been interested in budgeting, investing and saving content recently, and it's inspired me to take a look at our family's finances and try to improve them. I've also thought about the best and worst financial decisions I made in my 20s. While I am not dwelling on them as I am about to be 34, I think I have learned from reflecting on what I have done right and wrong, and my financial health is ... Read more
3 Apps/Websites to Earn Cash/Gift Cards
I love finding ways to save money, earn cash back or get gift cards by shopping at my favorite stores. I'm sharing three apps/websites I use to get paid for buying things I already wanted or needed. I know there are many more cash-back and rewards apps or websites out there, but I like to keep it simple by only using a few. Apps/Sites for Cash Back/Rewards Drop: When you download the Drop app, ... Read more
Spending Ban Update and Lessons
** This post was originally published in April but has since been updated. In March I shared my goal of doing a pre-baby spending ban on certain categories. I wanted to stop unnecessary spending, especially it comes to dining out, before our baby is born so I can focus on financial goals. Now I want to provide a spending ban update and lessons I learned in hopes of inspiring those who want to ... Read more